Virtual Visa cards in three currencies, under your control.

Prepaid virtual Visa cards in USD, EUR and GBP, funded by bank transfer, with spending limits you set and every payment visible the moment it happens.

Every payment, in every currency, the moment it clears.

Your dashboard shows the balance of each currency account, every card on it and every transaction as it settles. Foreign purchases show both amounts on the same line, with the network FX fee listed separately, so nothing is hidden.

  • Three currencies, one login. USD, EUR and GBP accounts, and more than one account per currency if you need to separate personal and business spend.
  • Both amounts, always. A purchase in London on a EUR card reads EUR 9.32 / GBP 7.99.
  • Filter, select, export. Search by merchant or amount, pick a date range, tick the rows you need and download a PDF statement or CSV.
EUR account · available balance (example data)
€ 4,812.40
Live
    0 completed0 pending0 FX fee lines

    Set the limits once. The card enforces them at the terminal.

    Try it: shape a card below. Daily, weekly, monthly and all-time limits are set per card by the account administrator; a purchase that would exceed any of them is declined before the money leaves.

    Account currency
    € 1,000
    € 8,000
    3-D Secure code delivery
    FrozenDeclines everything until you unfreeze it

    What happens in the moment before a payment is approved.

    Every authorisation passes the same checks, in this order, before the merchant hears yes or no. Pick a payment and run it against the card you shaped above.

    Choose a paymentRules from the card above
    • 1Card activeNot frozen, not expired
    • 2Balance availablePrepaid: the account must hold the amount
    • 3Within limitsDaily, weekly, monthly and all-time caps
    • 43-D SecureOnline only: one-time code by SMS or email, plus your 3-D Secure password
    • 5SettlementBalance updates within minutes; FX shown if the merchant charged another currency
    Run a payment to see the outcome.Declined payments never touch your balance. If a card is declined, the dashboard and the AI assistant tell you which check failed.

    Everything in the platform, one screen at a time.

    What a client sees after logging in, from the first top-up to the monthly statement.

    Prepaid accounts in USD, EUR and GBP.

    Each currency is its own account with its own balance, cards and history, and you can hold more than one account in the same currency. Funds arrive by bank transfer to the IBAN or account number shown under Top Up, matched to you by a unique reference.

    • Top-up times. EUR by SEPA in 1 to 2 business days, GBP by Faster Payments usually the same day, USD by wire in 1 to 3 days.
    • Currency exchange. Where enabled by your administrator, move funds between your own accounts at the network's current market rate.
    • Cryptocurrency integration for accounts that need it. Ask us during onboarding.
    Balances (example)
    USD$ 1,250.00
    EUR€ 4,812.40
    GBP£ 500.00
    Top up EUR by SEPA · reference APS-12345
    IBANSWIFT / BICReferenceExchange USD to EUR

    Virtual Visa cards, revealed only when you need them.

    Every card shows its last four digits, its currency and whether it is active or frozen. The full number, CVV and expiry appear only after a one-time SMS code, and hide again after 60 seconds.

    • Freeze and unfreeze yourself, in one tap, if a card is lost or a merchant looks wrong.
    • Limits per card: daily, weekly, monthly and all-time, adjusted by your administrator.
    • Your 3-D Secure settings on the card itself: code by SMS, email or both, and your own 3-D Secure password.
    Reveal card details (example)
    •••• •••• •••• 2048
    Enter the 6-digit code sent by SMS to see the full number, CVV and expiry.
    481927

    A history you can search, filter and hand to your accountant.

    Every purchase, top-up and refund is listed with its status: Completed, Pending or Reversed. Foreign purchases show the settled and the original amount, with the network's FX fee as a separate line, so the statement always adds up.

    • Search and filter by merchant, amount, date range and status.
    • PDF statement with totals, credits, debits and the balance after each line; tick rows to export only those.
    • CSV export for your accounting software.
    Transactions (example)
    COMPLETEDAmazon.co.uk · EUR -9.32 / GBP 7.99
    FX FEEForeign Exchange Fee · EUR -0.18
    PENDINGUber · EUR -12.50
    COMPLETEDAccount Top-up · EUR +500.00
    REVERSEDNetflix · EUR +15.99
    Download PDFDownload CSVSelected rows only

    See where the money goes before the month ends.

    The Analytics page charts your spending by category, over time, by top merchant and by currency, for any date range. Use it to spot the categories that grow, the merchants that dominate and the FX fees that add up.

    • By category. Transport, subscriptions, travel, groceries and more.
    • Over time. Daily, weekly or monthly trend, up or down.
    • Top merchants and currencies. Who gets most of your spend, and in which account.
    September by category, EUR account (example)
    Travel€ 1,842
    Subscriptions€ 1,186
    Transport€ 702
    Groceries€ 449
    FX fees€ 61
    Top merchant: LufthansaTrend: -4% vs August

    Your phone is the key.

    You log in with your phone number and a six-digit one-time code, or with Face ID or a fingerprint once you have enabled it. The same one-time codes protect card details and online purchases, and the session closes itself after ten minutes without activity.

    • SMS and email OTP for login, for revealing card details and for 3-D Secure.
    • Biometric login stored on your device and never sent to our servers.
    • Every account is reviewed by our compliance team before it is opened; credentials arrive by SMS.
    Sign in (example)
    1Phone +44 20 1234 5678 · Send OTP
    2Code 123456 arrives by SMS · Verify
    3Enable Face ID for next time
    10 MINAutomatic logout after inactivity

    Tap to pay from the phone you already carry.

    Add any card to Apple Wallet or Google Pay from its card page and pay contactless in store. Install the platform as an app from Safari or Chrome for full-screen use, faster loading and push notifications.

    • No plastic. Cards are virtual and live in your wallet.
    • Same limits, same history. A wallet payment is authorised like any other.
    • Add to Home Screen on iPhone or Android; the icon opens the platform like a native app.
    Paid € 24.90

    Support inside the app, and an assistant that answers first.

    The Messages section is a direct line to the support team, with a priority on every conversation from Low to Urgent and attachments for screenshots. For quick questions, the AI Financial Assistant on the dashboard explains transactions, limits and declines in plain language.

    • Priorities. Low, Normal, High and Urgent, for suspected fraud or a compromised card.
    • Status on every thread: Open, In Progress, Resolved, Closed.
    • Searchable user manual on screen, or as a PDF.
    Ask the assistant (example)
    AIPick a question and I will answer from your account.

    One account for teams in Dubai, Tel Aviv, Prague and London, and everywhere they travel.

    Cards on the Visa network, accepted wherever Visa is, with the merchant's currency and your settled amount on every line.

    USD · EUR · GBPcurrency accounts
    Apple Pay · Google Paycontactless in store
    3-D Secureon every online purchase

    From registration to first payment.

    Register

    Phone number, name, email, address, an ID document and the currencies you want. Company name is optional.

    Review

    Our team checks every request for compliance and security. Registration is deliberate, not instant. Once approved, your login details arrive by SMS.

    Top up

    Send a bank transfer to the account details shown on your dashboard, with your reference number, in the currency of your choice.

    Pay

    Reveal a card for an online order, add it to your wallet for the shop, and watch the balance update within minutes.

    The card you have today, and the one you would rather have.

     
    Shared company card
    APS Visa Card
    Currencies
    One, with surprise conversion on every foreign purchase
    USD, EUR and GBP accounts, both amounts shown, FX fee listed separately
    Exposure
    The whole credit line behind one number
    Prepaid balance per account; a card can only spend what you loaded
    When you learn about a payment
    On the statement, weeks later
    Within minutes, in the dashboard and the app
    Enforcing a budget
    A policy document
    Daily, weekly, monthly and all-time limits the terminal cannot exceed
    A lost or suspicious card
    Call the bank, wait for a replacement
    Freeze it yourself in one tap; unfreeze when you are ready
    Card details
    Printed on plastic, photographed and shared
    Revealed after an SMS code, hidden again after 60 seconds
    Month-end
    Chase receipts, retype numbers
    PDF statement and CSV export, filtered to exactly the rows you need

    Questions we hear most.

    How do I open an account?

    Submit a registration request with your phone number, name, email, address, an ID document and your preferred currencies. Our team reviews each request for compliance and security; once approved you receive your login details by SMS.

    Are there physical cards?

    Cards are virtual. You use them online by revealing the details, and in store by adding them to Apple Wallet or Google Pay.

    Which currencies can I hold?

    USD, EUR and GBP, each as its own account with its own balance and cards. You can hold more than one account in the same currency, for example a personal and a business EUR account.

    How do I add money?

    Click Top Up on the dashboard to see the IBAN or account number, SWIFT code and your unique reference, then send a bank transfer. Always include the reference so the funds are matched to your account. SEPA usually takes 1 to 2 business days, GBP Faster Payments the same or next day, USD wires 1 to 3 days.

    Why do I need a code every time I log in?

    Each login sends a unique one-time code to your phone so we know it is really you. After the first login you can enable Face ID or fingerprint and skip the code on your own device.

    Why can I not see my full card number?

    For your protection the full number, CVV and expiry appear only after a one-time SMS code, and hide again after 60 seconds, so no one looking at your screen can copy them.

    My card was declined. What should I check?

    Your balance on the dashboard, whether the card is frozen, whether the purchase exceeds a daily, weekly, monthly or all-time limit, and whether the merchant accepts Visa. If everything looks right, message support or ask the AI assistant.

    How does paying in another currency work?

    The purchase is converted at the current rate and both amounts appear on the same line, for example EUR -9.32 / GBP 7.99. The card network's small FX fee is listed as a separate transaction so your statement is transparent.

    Can I move money between my currencies?

    If currency exchange is enabled on your account, yes: choose the source and destination accounts on the dashboard and the exchange is applied at the current market rate. Ask your administrator to enable it.

    How do I contact support?

    Open Messages in the app and start a new conversation with a priority level, attaching screenshots if useful. The AI Financial Assistant on the dashboard answers common questions instantly and points you to support for anything else.

    Ready for cards that only spend what you allow?

    Tell us a little about you or your business. We reply within one business day with the registration steps and answers to your questions.

    Existing clientsClient login
    AdministratorsManagement system

    Request an account